Regulation O governs loans and other extensions of credit made by a bank to its insiders. The regulation is designed to prevent preferential treatment, self-dealing, and excessive credit risk involving individuals who can influence bank decisions. This session provides a thorough summary of Regulation O, highlighting the pitfalls which most frequently create challenges for community banks. Participants also study real world examples that illustrate the potential impact and preventative steps community banks may take to achieve compliance with Regulation O. Learning Objectives: Explain the key requirements and purpose of Regulation O. Recognize common compliance pitfalls and challenges. Analyze real-world Regulation O scenarios to determine potential compliance risks and operational impacts. Apply practical strategies and best practices to strengthen ongoing compliance and examiner readiness. Duration: 60-minutes Presented live and recorded 9/15/26.

New construction and renovation demand keeps outpacing housing supply, and community banks are well positioned to meet it. Construction loans add portfolio earning assets, deepen customer relationships, create cross-sell opportunities, and can support your CRA goals. But they carry risks a traditional mortgage doesn't. Whether you're weighing your first construction program or looking to strengthen and scale one you already run, this session gives you a clear roadmap to do it with confidence. In this fast-paced session, participants explore a roadmap for standing up a program, covering the key decisions at each stage from the business case to launch day. Attendees also focus on the four advantages community banks hold over non-bank lenders, and the single most costly mistake a construction loan can make, along with how to prevent it. Learning Objectives: Evaluate the business case for construction lending, including revenue growth, customer retention, cross-sell opportunities, and CRA benefits, and determine whether it fits your institution. Apply a practical roadmap to build, launch, or strengthen a construction lending program. Identify and implement critical construction lending risk management practices, including pre-close due diligence, contractor acceptance, draw administration, and construction servicing. Duration: 60 minutes Presented live and recorded on 9/16/26.

Join ICBA experts for a quarterly update on industry news and highlights. The 60-minute briefing will include details about regulations and congressional events from inside the Capital Beltway and across the U.S. We want to hear from you; participants are encouraged to bring questions to the briefing as the ICBA experts will answer questions from community bankers during the Q&A session. ICBA experts will provide updates on the following topics: Congressional Outlook and Agenda for remainder of 2026 Clarity Act Status Stablecoin Regulation Bank Secrecy Act (BSA) Fraud Community Reinvestment Act (CRA) OCC Trust Charters and Safety and Soundness Update Topics subject to change.  Duration: 60 minutes Presented live and recorded on 09/17/26.

Discover creative, budget-friendly marketing strategies that deliver significant results. This session showcases real-world examples of community banks achieving success through image building, product promotions, and community events. Participants gain step-by-step guidance for implementing these initiatives and maximizing marketing budgets. Learning Objectives: Examine successful marketing programs implemented by community banks. Study image building and brand development. Examine product promotion best practices. Duration: 60-minutes Presented live and recorded on 09/22/26.