What areas in Jamaica do you cover?

I assist buyers, sellers, and renters across Kingston, St. Andrew, St. Catherine, and key investment regions islandwide. Unique or specialised property requests can also be sourced through my brokerage network.

What are the requirements to sell a property in Jamaica?

Sellers generally need the following: - Registered Certificate of Title - Valid ID - TRN - Up-to-date Property Tax - Completed Surveyor’s ID Report (if required) - Recent Valuation Report (recommended for accurate pricing) - Signed Listing Agreement with the brokerage Your attorney will prepare the Sales Agreement once an offer is accepted.

Do I need a lawyer to buy or sell property in Jamaica?

Yes. Real estate transactions in Jamaica are attorney-driven. Your lawyer will: - Prepare and review all contracts - Conduct title searches - Handle deposits and escrow funds - Manage stamp duty, transfer taxes, and closing documentation - Complete the transfer of ownership I can recommend reputable Jamaican real estate attorneys if you need one.

How do I start the process of buying a property?

Use the “Buy a Property” link. I’ll collect your requirements, then guide you through: - Pre-approval - Property sourcing - Viewing coordination - Offer submission - Legal steps - Closing timelines

Do I need mortgage pre-approval before viewing properties?

While not legally required, most sellers and brokerages in Jamaica request pre-approval before scheduling viewings—especially for mid- to high-value properties. Pre-approval also strengthens your offer and confirms your purchasing capacity.

How much is the deposit when buying a property?

In Jamaica, the standard deposit is 10% of the purchase price, payable upon signing the Agreement for Sale. However: - Some cash offers may use a lower deposit (5%). - Some developers and private sellers may request a higher figure. The final amount is determined by negotiation between the buyer and seller through their attorneys.

What are the closing costs when buying a property in Jamaica?

Buyers should budget for: - Transfer Tax: paid by seller (but affects negotiations) - Stamp Duty: shared 50/50 between buyer & seller - Registration Fee: buyer's responsibility - Attorney Fees: usually 1.5%–3% of purchase price - Loan Processing Fees: bank-specific - Valuation Report & Surveyor's Report: if required You will receive a full cost breakdown before making an offer.

What are the closing costs when selling a property?

Sellers typically pay: - Transfer Tax: seller's responsibility - Half of the Stamp Duty (shared with buyer) - Attorney Fees: usually 1.5%–3% - Real Estate Commission: standard REB rates If required, costs may also include updating the Surveyor’s ID or valuation.

I’m overseas — can I buy property in Jamaica?

Yes. Jamaica allows non-residents to purchase property freely. I can arrange: - Virtual tours - Offer submission - Liaison with attorneys and banks - Remote closing coordination International buyers may need additional due diligence documents depending on their bank or attorney.

Can I buy a property in Jamaica with cash instead of a mortgage?

Yes. Cash purchases are fully allowed in Jamaica. However, they must still comply with: - Anti-Money Laundering (AML) regulations - Know Your Customer (KYC) requirements - Source-of-Funds verification Your attorney will be required to verify and document the lawful source of the funds before the transaction can proceed. Cash purchases typically close faster (30–45 days) because there is no bank approval timeline.

What do I need for a mortgage in Jamaica?

Most lenders require: - Job letter + payslips - Bank statements (3–6 months) - Credit check - TRN & ID - Proof of down payment - Valuation report - Completed mortgage application If you’re self-employed, expect additional financial statements.

Should I choose cash or financing?

Cash: - Faster - Less paperwork - Stronger negotiating power Financing: - Lower upfront cost - Better for long-term planning - Allows liquidity for other investments

How do I list my property with you?

Use the “List Your Property With Me” link. I’ll gather your property details, schedule a viewing, confirm pricing strategy, and begin marketing through my brokerage.

What are your service fees?

Rental and sales commissions follow the Real Estate Board of Jamaica (REB) standard rates. Fees will be detailed once I know your service type—rental, purchase, or sale.

How long does it take to rent or sell a property?

Timelines can vary widely based on market conditions, but most well-priced properties tend to move within 2–8 weeks. Your timeline will depend on demand, location, pricing strategy, and the attorney process.

How do I contact you quickly?

All inquiries begin with the inquiry form on this page. This ensures clarity, structure, and an efficient response.

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matx.realtor

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JoinedJuly 2025

Matthew Thompson has been a member of Linktree for 1 year and joined in July 2025. The social media accounts linked to from Matthew Thompson are: • Instagram • TikTok • LinkedIn • WhatsApp • Email • X Besides social media accounts, matx.realtor has populated their site with: • Start an Enquiry • Verify REB License (S-5023) • Client Referral • Buy A Property • List Your Property • Find A Rental • Explore Investment Opportunities • Verify REB License • View RAJ Profile • Gourzong Realty Group • Digital Open House Sign-In • Professional Client Referral Form • MLS Listings

Matthew Thompson

Licensed Real Estate Agent (S-5023) | REALTOR-ASSOCIATEⓇ (3640) | Gourzong Realty Group (DL-0871) | Structured deals. Clean outcomes. 🏢

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